Correspondent Banking Services

Correspondent banking at Central Bank of St. Louis, a division of The Central Trust Bank offers effective and cost efficient services to support community banks.

We maintain a commitment to community banks with a wide range of products and services including lending, funding, short term investments, fixed income investments, securities, credit, gift, and pay card services, and operating services. Our officers are knowledgeable with in depth experience and stand ready to help you with the support you need.

Call us today at (314) 862-8300, or stop by any convenient location, and ask for our free Correspondent Banking Solutions booklet.

Our Services


Correspondent Banking Account Program

Our correspondent banking operating account enables all forms of debits and credits while allowing 24/7 access to the account activity through our business online banking product, BusinessLink, all at competitive pricing.


Federal Funds Purchased as Principal Sweep

We offer automatic sweeps of funds to either sell or buy Fed Funds saving you time and money.

  • Funds are invested overnight and available the next business day while interest is paid and credited daily
  • Information appears on bank statements and is available through BusinessLink, which provides access to Fed Funds, other banking information, and the ability to send wires via the internet.
  • Eliminates the need for special wires and long-distance telephone charges associated with selling funds.

Central Capital Markets, a Division of Central Bank*

We offer exceptional, customized service, and advice at competitive prices. We make it our mission to fully understand your institution, your structure, your vision, and your specific investment objectives.

We will work closely with you and your staff to identify untapped opportunities, closely monitor your situation, propose periodic, strategic adjustments, and create new investment opportunities for your institution. Our overall objective is to help you achieve consistent, ongoing, performance improvement.

We employ sophisticated tools to help you in the professional management of the fixed income investments in your portfolio. This provides our clients with a comprehensive solution supporting both their investment operations and safekeeping/record management activities.


Commercial Credit Card & Commercial Payments

Our Multi-Card gives you complete control of travel, fleet, and procurement purchases in one card, and the functionality of one card at your fingertips.

Our Commercial payments program is a web based card management and reporting system that offers your business a better way to integrate electronic payments into an accounts payable system. Pay your invoices more efficiently, have better control of your cash flow and provide vendors with an enhanced posting process.


Other Services

We offer many other services, including Bank Stock Loans, Gift Cards, Payroll Cards, Bank Stock Loans, Director and Officer Accommodation Loans, a full lineup of Online and Mobile Banking products, Wire Transfers, Check Collection, and more! Our solutions are truly customizable and we’ll help ensure you have the right service mix to take your business to the next level.

Not FDIC insured.

Not a deposit or other obligation of or guaranteed by any bank.

May lose value including possible loss of principal amount invested.

Not insured by any federal agency.

This card is issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Subject to credit approval.

This card is issued by The Central Trust Bank pursuant to a license by Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.