Open your new checking account and have two or more qualifying direct deposits with a cumulative total of $250 within the first 90 days of account opening. Then, enjoy $300!
A great choice whether you're a student looking to start your financial journey, or you are established and looking for benefits that fit your lifestyle.
Go above and beyond your typical checking account! Enjoy extra security, resources, and savings to help you maximize your money. disclosure 5
Receive first-rate customer service, access to exclusive services, and a premium rate on your account.
Flexible banking, competitive interest rates, and convenience all with one account.
Located Near You
Come visit with our friendly staff at any convenient location.
ATMs Everywhere
Access more than 37,000 ATMs nationwide. Visiting after hours? Use a Video Teller Machines!
More Ways to Save Money
Enjoy free tools like RoundUp and Money Manager to help you save and budget your money.
Use the Central Bank Home Screen Widget to quickly access popular features - cards, transfers, mobile check deposit, and Zelle;³ – you can manage your new checking account even easier!
Plus, rep your team from your home screen – choose from the Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC design!
Access your account from anywhere, anytime, and stay on top of your finances while enjoying your favorite activities with the Central Bank Mobile App!
Whether you’re at your child’s soccer game, or grocery shopping online, it’s convenient and flexible to stay up to date on your account from anywhere.
Download the Central Bank Mobile App² using the below links.
Google Store
Apple App Store
Safely, securely, and save time by depositing checks from anywhere! Using your phone’s camera, just snap and submit!
Misplaced your card? Lock your card to prevent new purchases! Just toggle your debit or credit card on/off within Online and Mobile Banking.
Never miss a beat with your account! Stay up to date on balances, card activity, transactions, deposits, and more!
Use Zelle to send money to friends and family right from Online and Mobile Banking! It's fast, safe, and easy.
Save with every transaction! Set the amount to save, Spend with your debit card, Your saving amount will be rounded into your Central Bank savings account.
Before logging in, swipe down on the bank logo to quickly view your account balance and recent transactions.
Whether you want to do all your banking from your phone, or want to stop in and say "hi", we're ready to serve you!
You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts. (Checking, Savings, Money Market, or Certificate of Deposit).
Back to contentCredit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.
Additional terms, conditions and exclusions apply and are subject to change.
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency. Not a deposit of or guaranteed by the bank or any bank affiliate.
Available via mobile or web only.
You will have access to your credit report and core provided your information has been verified by the CR
Back to contentThis card is issued by The Central Trust Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Subject to credit approval.