The Top 5 Banking Alerts to Help You Manage Your Money

Text messaging and mobile notifications are becoming the norm in every aspect of our lives. From basic communication, sports updates, news, weather, to banking and finances, individuals are more in touch with what’s happening around them than ever before. Check out the alerts below to help you track and manage your finances!

1. Low Balance Alert

   Decide on a balance you are comfortable with for your account that will provide a cushion in the case of an unexpected surge in spending. This alert will let you know when your account gets to a certain balance threshold, helping you avoid overdrawing your account. Utilizing a low balance alert can ensure you have enough funds in your account to get you through until your next paycheck, simply keep you aware, or protect you if your debit card gets into the wrong hands.

2. High Balance Alert

   Choose to receive an alert if your balance climbs above a certain amount. If you’re working on saving more, receiving an alert when your balance exceeds a certain amount can prompt you to transfer your extra money into a savings account.

3. Current Account Balance

   By receiving regular updates on your account, you can better track your spending and budget more effectively. This can help you identify areas where you might be overspending and make adjustments accordingly.

4. Posted Deposit Alert 

   Stay on top of the deposits posting to your account, so you know when funds are available. This alert will let you know when a deposit is made into your account - whether it be your paycheck or a single deposit. If you're depositing a check via Mobile Check Deposit, it's important to know if and when your deposit is received and then available.

5. Scheduled Loan Payment Alert

   Knowing exactly when your loan payments are due can help you better plan your budget. This means you won’t have to worry about extra charges or penalties. These alerts also help keep your credit score in good shape, which is important for future loans.

Text and email alerts are based around one thing - control - making it easier to manage your finances than ever before. It's important to be aware of your finances to know exactly where you stand and to make sure you are heading in the right direction to achieve your short and long-term financial goals.