We extend our gratitude to our veterans for their service and sacrifice to our country. Unfortunately, there are criminals who seek to scam our heroes and exploit their vulnerabilities. Scammers often try to access personal information, commit identity theft, or steal the VA benefits you've earned through your military service. Whether you stopped serving years ago or are currently active, it’s important to understand the threats you may face and how to protect yourself.
Types of Scams Targeting Veterans:
- Government Agency Scams
You may receive a phishing message from a representative of a governmental agency, like Veterans Affairs (VA). They give out their employee ID number to seem more legitimate. The scammer asks you to send money immediately to prevent any changes to your VA benefits.These scams might also involve offers to "upgrade" your benefits for a fee. - Job Scams
Scammers will prey on veterans transitioning from military service, claiming you qualify for a high-paying job based on your veteran status. They may ask for personal information, such as your Social Security number, as part of the application process. These scams often require veterans to pay for training, equipment, or processing fees, only for them to realize that the job offer was fake. - Fake Charities
After your military service, you may be looking to support others in your shoes by donating to a veterans related charity. Scammers may contact you, showing the “work” they claim to do for veterans, such as providing housing, doing work for a veteran hospital, or helping veterans reintegrate into society. However, after donating to this cause, they will take your money and no veteran in need will ever see the benefit. These scams play on the sense of duty and service. - Medical Scams
Veterans often have expensive medical bills, and scammers will prey on their need for help. They offer free or low-cost equipment for veterans but ask for personal information or a payment upfront. These scams can lead to financial loss or identity theft, adding further stress to veterans trying to manage their health. - Love Scams
You may become very good friends with someone online, and the relationship moves quickly. You start talking 24/7, and eventually, the scammer will ask you for money. This can be for a plane ticket or even for a medical bill they need help paying. After you send them the money, the scammer will ghost you.
Red Flags:
- Pressure
Be cautious of messages that pressure you into sending something or use scare tactics to try to get you to take action. Take a moment to breathe and avoid letting fear take over. - Untraceable Payments
Scammers often request payments through cash, gift cards, cryptocurrency, or wire transfer services. These payment methods are untraceable and make it difficult to recover your money if you've been a victim. - Paying for VA Benefits
Remember, it’s free to apply for any type of veterans’ benefits. You never have to pay a fee to get help with VA benefit claims.
By understanding the signs of phishing scams, identity theft, and fake offers, veterans can shield themselves from the growing number of scams targeting them. Stay alert and protect your personal and financial information to keep the benefits you've earned safe!
NMLS #407985