You could enjoy a low introductory rate on a home equity line of credit

Now:
5.49%

Introductory rate fixed for 6 months from account opening¹

Later:
8.25%

Current Variable Rate¹

$399

Origination Fee²

Learn About Home Equity


Learning Center Article - What Can You Do With a Home Equity Loan?

  1. Offer valid through 11/30/2024. The Introductory Rate will be fixed for 6 billing cycles from account opening and will be an ANNUAL PERCENTAGE RATE (APR) of 5.49%. Beginning with your 7th billing cycle, the APR for all transactions and balances will be based on your contracted rate which will be a variable rate based upon The Wall Street Journal prime rate which was 8.00% as of 9/23/24, plus a margin of 0.25%, but will never be more than 18% or less than 3.25%. Terms and Conditions: Introductory Rate Program good for Rates Locked 10/1/24 through 11/30/2024. Includes primary and secondary residences. Minimum Home Equity Credit Line is $15,000. Maximum Home Equity Credit Line is $150,000. Not all applicants will qualify for the introductory 5.49% APR. All borrowers must have: A median credit score of 680 or more; Up to 80% Combined Loan to Value. Back to content
  2. Origination Fee of $399 collected at closing. In certain cases, a full appraisal will be required. The estimated cost for an appraisal is between $0-$800. This is not a commitment to lend or extend credit. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Must meet program qualifications. See bank for details. Other underwriting conditions apply. See a loan officer for details. NMLS# 407985 Back to content