Offer valid through 11/30/2024. The Introductory Rate will be fixed for 6 billing cycles from account opening and will be an ANNUAL PERCENTAGE RATE (APR) of 5.49%. Beginning with your 7th billing cycle, the APR for all transactions and balances will be based on your contracted rate which will be a variable rate based upon The Wall Street Journal prime rate which was 8.00% as of 9/23/24, plus a margin of 0.25%, but will never be more than 18% or less than 3.25%. Terms and Conditions: Introductory Rate Program good for Rates Locked 10/1/24 through 11/30/2024. Includes primary and secondary residences. Minimum Home Equity Credit Line is $15,000. Maximum Home Equity Credit Line is $150,000. Not all applicants will qualify for the introductory 5.49% APR. All borrowers must have: A median credit score of 680 or more; Up to 80% Combined Loan to Value.
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