Heather Hagner

2nd Vice President
Mortgage Loan Officer

NMLS# 673311

4.68

Email Heather Cell: (573) 230-9976 Office: (573) 634-1201

Fax: (573) 635-3133

111 E Miller St
Jefferson City, MO 65101

Apply With Heather

Heather Hagner

Apply With Heather

About Me

Heather started at Central Bank in the 1990’s and returned in 2021, bringing with her a wealth of knowledge including extensive experience in purchases, refinances, debt consolidation, construction loans, land loans and home equity loans.

Heather grew up in Tebbetts, MO just north of Jefferson City, and graduated from Jefferson City High School. She and her husband Greg have two sons and live in Jefferson City. She is active with the Jefferson City Area Board of Realtors and Women’s Council of Realtors Jefferson City Area.

Homebuyer Stories

Heather's Customer Reviews

4.68

December 2025

Getting a home loan though Central Trust Bank was easy and stress-free, which is important during a time where the last thing you need to worry about is your home loan. Everything was clearly explained, and the online process provided a great avenue for our family to go though documents together at home. Lesa and Heather were amazing to work with.

Kody R.
December 2025

Responsive...timely...answered questions and ran scenarios...friendly...had a positive feeling throughout entire process

Heather H.
December 2025

Heather did a great job working with us on the mortgage and the HELOC, especially looking into all variations on the usage of the HELOC that would benefit our circumstances.

K B.
November 2025

Heather was always great at adapting to our hectic schedule. We felt we were dealing with a friend.

Donna C.
November 2025

I've worked with Heather on a loan before. She is professional, knowledgeable and very efficient. Very friendly and working with her is

Starlin A.
November 2025

Was an easy process

Chad N.
October 2025

Heather is someone you can always contact for you home loan needs. Very responsive and will let you know the best option!

Malissia S.
October 2025

Heather very personable and made accommodations for me as I prefer paper copies of documentation versus having information via text or email.

Lynne W.

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