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Not sure which checking account is right for you?
Please take a moment to answer a few questions and we will provide you with a personalized recommendation.
Enjoy a range of benefits like credit report access and credit monitoring1, gas and retail savings, cell phone protection, dark web monitoring, double credit card points; plus free eStatements and mobile banking. More details about MaxMoney® Checking
Perfect for students or anyone wanting an easy way to bank! With free online and mobile access, free money management tools, free mobile check deposit, we know that you’ll love this account. More details about MyChoice Checking
Enjoy ultimate convenience, security, and control with premium benefits. With ATM fee refunds, credit file monitoring, cell phone protection, and more, you can simplify your banking with these exclusive benefits. More details about World Checking
A basic account with free access to online and mobile banking, eStatements, mobile check deposit, and money management tool. More details about Free Checking
Flexible banking, competitive interest rates, and convenience all with one account! With free access to online and mobile banking, you can easily manage your account, pay bills, deposit checks, track spending and more! More details about Preferred Interest Checking
The Central Trust Bank operates under the brand names Central Bank, Jefferson Bank, and Bank Central.
Accounts under these brands are combined for FDIC Insurance coverage.
MaxMoney® Checking:1Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.
2Part of IDProtect®. Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
3Special Project Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.
MyChoice Checking: 4To avoid the monthly fee - you must receive electronic statements and one of the following:
Maintain a minimum daily balance of $2,500.00 per statement cycle; or
Maintain a recurring cumulative direct deposit of $500.00 per statement cycle; or
Use your debit card at least 20 times for a point of sale (POS) transaction (transaction only counts if it has posted to the account during the monthly cycle; or
The primary account holder is under the age of 25.
Requirements to avoid the monthly maintenance fee will be effective the statement cycle following the primary account holder’s 25th birthday.
You can also waive your monthly maintenance fee by maintaining $25,000.00 average daily balance in all deposit accounts. (Checking, Savings, Money Market, or Certificate of Deposit).
World Checking: 5To avoid the monthly fee - you must have a $15,000.00 average daily balance; or maintain an average daily balance of $250,000.00 or greater in all deposit accounts during a monthly cycle; a $250,000.00 Central Investment Advisors relationship or be a Central Trust Company client.
Preferred Interest Checking: 6To avoid the monthly fee - you must do one of the following:
Maintain a minimum daily balance of $5,000.00 for the monthly statement cycle; or
Maintain $25,000.00 average daily balance in all deposit accounts for the statement cycle (Checking, Savings, Money Market, or Certificate of Deposit).
7Paper statement available for a fee. See bank for details.
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Member FDIC. Equal Housing Lender. NMLS #407985
© 2024
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This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Member FDIC. Equal Housing Lender. NMLS #407985
© 2024
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This icon indicates a link to third-party content. By clicking on the link, you will leave our website and enter a site not owned by the bank. The site you will enter may be less secure and may have a privacy statement that differs from the bank. The products and services offered on this third-party website are not provided or guaranteed by the bank.
Member FDIC. Equal Housing Lender. NMLS #407985
© 2024
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