Buying your Home

Whether you’ve found the perfect house, or are starting your home search, it’s easy to apply for a Mortgage Loan with Central Bank.
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Your Home-Buying Partner

Becoming a homeowner is an exciting and major step in your financial journey. Owning a home is a great way to build equity, while customizing your space to fit your needs and wants.

How much home can I afford?

While the home-buying process can be tricky, and at times stressful, it’s easier to have a knowledgeable, trusted financial partner who’s with you every step of the way.

View Low-Income Borrower Refinance Option

The Difference Between a 30-Year and 15-Year Mortgage

Aside from the amount of years, the main difference of a 30-year and 15-year fixed loan is the amount your monthly payments will be. A 30-year mortgage spans double the time of a 15-year loan, making it more affordable per month.

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Find the Home Loan to Fit your Needs

Get your packing boxes ready! Explore these mortgage loan programs – you’ll be moving in, in no time!

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Fixed-Rate Mortgage

A home loan with consistent monthly payments and flexible length options.

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Adjustable-Rate Mortgage

A home loan with flexibility through the life of your loan and a competitive rate.

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VA Loan

A loan for qualified U.S. service members, veterans, or a spouse that has not remarried.

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FHA Loan

For first-time homebuyers with a minimal down payment and competitive interest rate.

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USDA Loan

A USDA Loan is a great home loan option for homebuyers looking to finance a home in a rural area with little to no down payment.

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Home Turf Assistance Program

This program is designed to provide assistance to first-time homebuyers who never thought home ownership was possible.

Build your Knowledge about Homebuying

Whether you know all the lingo, or are new to homebuying, we’ve got you covered!

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Helpful Homebuying Links

Application Essentials Your Closing and Beyond Appraisals and Inspections